Hegeman Insurance Brokerage 400 E. Colonial Dr. Suite #1302 | Orlando, Fl   32803 ph: (407) 425-9347 | (407) 342-9945  Florida Health Insurance License # A115384

Instant quotes from HCC Medical Insurance Services Inc. and Lloyds of London. Whether you are traveling for business or pleasure, the Atlas plan is just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy.

• Short-term health insurance for individuals traveling outside their Home Country

  Whether you are traveling for business or pleasure, the Atlas plan may be just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy.

  What is Covered? All benefits, except Hospital Indemnity, Lost Checked Luggage, Natural Disaster, Accidental Death & Dismemberment and Common Carrier Accidental Death, are subject to the Deductible and Coinsurance. Limits apply to all benefits (See Schedule of Benefits and Limits):

  Medical:

  1. Inpatient and Outpatient charges made by a Hospital.
  2. Charges made by a Physician, surgeon, radiologist, anesthesiologist, and any other medical specialist to whom the Physician has referred the case.
  3. Charges made for dressings, sutures, casts or other supplies prescribed by the attending Physician or specialist, but excluding nebulizers, oxygen tanks, diabetic supplies and all devices for repeat use at home.
  4. Charges for diagnostic testing using radiology, ultrasonographic or laboratory services.
  5. Charges for oxygen and other gases and anesthetics and their administration.
  6. Charges for prescription drugs for treatment of a covered Injury or Illness, but not for the replacement of lost, stolen, damaged, expired or otherwise compromised drugs.
  7. Charges made by a licensed Extended Care Facility upon direct transfer from an acute care Hospital.
  8. Emergency local ambulance transport incurred in connection with Injury or Illness resulting in inpatient hospitalization.
   

StudentSecure^SM   Worldwide health coverage for students pursuing their education abroad StudentSecure^SM is designed specifically to meet the insurance needs of international students. Whether you are looking for individual coverage or coverage for the entire family, our Select and Budget options have the features you need. Each plan includes coverage for Emergency Medical Evacuation, Intercollegiate Sports, Acts of Terrorism and more!

HCC Medical Insurance Services
International products are administered by Indianapolis-based HCC Medical Insurance Services (HCCMIS), a recognized leader in international life, accident and health insurance offering coverage in more than 130 countries. Through our staff and a worldwide network of distributors, we provide quality and value for our clients. The company is available 24 hours a day, 7 days a week to serve its clients worldwide. HCCMIS is a subsidiary of HCC Insurance Holdings, Inc. (NYSE: HCC), which is a leading international specialty insurance group headquartered in Houston, Texas. HCC has assets of $8.9 billion and shareholders' equity of $2.8 billion and is rated 'AA' (Very Strong) by Standard & Poor’s, 'AA' (Very Strong) by Fitch Ratings, and 'A+' (Superior) by A.M. Best Company.

Lloyd's, London
All international plans are underwritten by Syndicates 308, 382 or 4141 at Lloyd's, London. Lloyd's, the largest and oldest insurance market in the world, provides accident and health insurance to over 1,000,000 people in over 100 countries. Lloyd's currently enjoys an 'A+' (Strong) rating from Standard & Poor's and is highly qualified to protect you on your next international trip. Click here to learn more about Lloyd's.

Or....Short Term Insurance From United States Fire Insurance Company

For instant rates on less expensive Travel Insurance from HPA click here...  Health Plan Administrators has provided innovative health care solutions for over 60 years, meeting the needs of our customers with integrity, creativity and value. We strive to provide the best possible insurance coverage in a cost effective manner.

Benefits underwritten by U.S. Fire Insurance Company and administered by Health Plans Administrators

• Emergency Medical Evacuation: $100,000
• Return of Mortal Remains: $20,000
• Emergency Medical Reunion: $10,000
• Return of Minor Children: $5,000
• Interruption of Trip: $5,000
• Unexpected recurrence of a pre-existing condition: $5,000
  (for US Citizens only)
• Loss of Checked Luggage: $250
• Emergency Dental for accidents: $500
• Accidental Death and Dismemberment: $25,000 for Eligible Person; and $5,000 for each Eligible Dependent(s)
• Home country coverage: 
  - Incidental visits to $50,000
  - 30-day extension of benefits to $5,000

If you are a not a U.S. citizen yet and have lived in Florida for 90 days or more, coverage is available from an "A" rated traditional major medical health insurance carrier...click here and complete our contact sheet or call for more information.