Temporary health insurance is a lower-priced and effective alternative to traditional health insurance.  You can keep it month to month for up to 12 months, cancel at anytime, or pay for a fixed number of days and receive  a 20% automatic discount on top of already low rates!  And, you may qualify even if you have been previously declined (with the notable exception of such conditions as diabetes, cancer, heart disease, HIV etc).  Short term health insurance is the perfect fit for those who are:

• Unable to qualify for or unable to afford, a major medical health insurance plan or COBRA/HIPAA;
• Waiting for coverage after you started a new job;
• Retired early or, you need a "bridge" of less than a year to Medicare;
• A college student

Coverage is issued monthly for up to 6 or 12 month increments (you can cancel at anytime and are under no contractual obligation to keep it for the full 6 or 12 months period) and up to $2,000,000 in benefits. Policies are normally issued within 24 hours.  Check rates instantaneously today from industry leaders Humana, Assurant, United Health Care and Allied National.  Your information is protected by VeriSign and the strongest secure socket layer (SSL) encryption technology available for e-commerce 24/7/365.  Preexisting conditions are not covered. Typically the "look-back period" is 5 years.

We guarantee our rates to be the most lowest you can find.  Do you know prices are fixed by Florida Department of Insurance Law?  Call us for help with a quote or with questions at our office in Orlando (407) 425-9347.

Short Term health insurance from Humana provides you with immediate protection at a very affordable premium.  And the really good news is almost everyone is eligible...use the "Get Quotes Now" button below to review policy benefits and costs.

• $2,000,000 in policy benefits;
• Prescriptions integrated with and covered after the deductible is satisfied;
• 100% coverage after deductible;
• PPO network discounts of up to 50% for just using their network;
• 12 months of coverage (from 30-365 days);
• Only 5 Underwriting questions;
• Policy issued in 24 hours;
• Available even if you have been declined;
• Pay month-to-month or save 20% by making a one-time, up front payment;
• Ensure your satisfaction with our 10-day money back guarantee.

We are authorized HumanaOne agents. 
 

• Next-day coverage is available;
• $2,000,000 in coverage;
• Prescriptions integrated with and covered after deducitble;
• Up to 6 months of coverage;
• Plans come with a choice of deductible and coinsurance options;
• Coverage can be purchased for 30 to 180 days;
• Pay month-to-month or save 20% by making a one-time, up front payment;
• You choose your own doctors and hospitals;
• Ensure your satisfaction with our 10-day money back guarantee.

United Health Care does offer a Short Term Health Insurance Plan with $35 doctor visits co-pays...subject to limitations.  

Two plans to choose from, both with EXCELLENT PPO discounts through United Health Care's network of providers. Plans are issued for six month policy periods.  Due to a longer underwriting process it may take several days to get your policy issued.  You will be subject to the same underwriting as you would for their major medical PPO plans...its' easier to be declined.  

When you click on the following link you will be asked to enter your zip code and then asked for the ages of the proposed insured. Next you will be shown rates, be sure to click the tab near the top of that page for the Short Term rates...
 

With Allied™ Short Term Medical PLUS, you enjoy all the features of a long-term plan, including:

• $1,000,000 in benefits
• Choice of deductibles & coinsurance
• NEW - $500 Supplemental Accident Benefit option!
• A 10-day free look, money-back guarantee
• " A+" Rated Insurance Carrier
• NEW - Free money saving benefits:

  • Free ABC Card membership - discounts for Vision, Rx Drugs, Dental and Hearing

  • Free access to Patient Advocacy, plus 24-hour online and phone access to nurses and physicians and health database.