Florida maternity coverage | Hegeman Insurance Brokerage LLC |
Peter C. Hegeman, Broker | 400 E. Colonial Dr. Suite 1302, Orlando, Fl 32803
ph: (407) 425-9347 | Fax: 407.423.7483 |  
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Florida maternity insurance

Unfortunately we no longer are offering maternity plans.  Please check back periodically for updates.

Unless you are fortunate enough to have an employer sponsored health insurance plan, finding good quality and affordable maternity coverage in Florida can be a mind numbing experience.  Everyone knows that having a baby can get expensive and pretty quickly at that.  Estimates vary between $8,000 - $12,000 for the total pregnancy depending on several factors including: whether its a traditional birth; where the child is  delivered and whether there are additional complications.  The problem is most individual health insurance plans cover only a fraction of the total expenses and oftentimes make you wait the better part of a year or more before you can use the benefit.

Make sure to purchase quality Florida maternity coverage
(these plans are not available if you are already pregnant)!

Have you been looking for a way to cover a substantial portion of your maternity expenses?  We now have a low-cost plans from  "A" rated carrier sthat can be used along with your present high deductible plan or as a stand-alone supplement that allows you to go to any doctor or hospital.  There are no waiting periods and it can be used for other accidents or illnesses you may get down the road after the baby has been delivered!   Plans can be purchased separately and the benefits are paid directly to you so the combined benefits pay for almost all of your maternity expenses!

 

This plan offers something uncommon in our industry - NO WAITING PERIOD FOR YOUR MATERNITY COVERAGE!  We strongly encourage you to contact us regarding this coverage if you are planning on a pregnancy.  You won't be sorry you did - I personally guarantee it!  Benefits are paid even if you have a traditional health insurance plan with maternity coverage.

For a quick overview of what you get for a relatively inexpensive monthly premium:

1. Up to $1,000 when admitted to a hospital and $500 each additional day (that's a couple thousand bucks even if you are in the hospital for only a couple of days);
2. A separate benefit of $3,000 for surgery and anesthesia (anesthesia is limited to 25% of that);
3.  Receive $100 for an imaging test per calendar year needed during the pregnancy and $25 for other diagnostic tests up  to two; $25 per wellness visit.
4.  $75 for each doctor visit, up to five (5). 
5.  No Waiting Period.
6.  Run the numbers, you can get several thousand dollars in benefits for pennies a day, see the costs below for the Level 5 Plan;

 Age               Monthly

17 – 24            $60.45
25 – 34            $68.70
35 – 44            $89.90

If you are in the hospital for two days the HI2200 Level 5 plan pays you $2,000 plus surgical allowance and for some doctor visits and tests as well. If you look at the monthly costs, you come out way ahead.   There are five different benefit levels to choose from.

This is not insurance in the traditional sense because benefits are paid according to a schedule (unlike a traditional insurance plan where any claim is payable up to the policy limits, e.g. $1,000,000).  The nice thing about a Supplement is you can add it to an existing health insurance plan and virtually everyone qualifies.   Benefits are not limited to just those related to maternity - ANY illness or injury is an eligible expense and we normally sell this plan as just an ordinary Supplement added-on to an existing high deductible health insurance plan.  Benefits are paid directly to you from the insurance company within 7-10 business days of filing a claim. 

There are no strings attached you simply can not be pregnant before the effective date of the coverage.
Questions?  Call (407) 425-9347 for immediate help on which Florida maternity coverage solution would work best for you.

Have us work up some proposals for your Florida maternity coverage by following this link 



 

   
Call us today for additional information regarding plans descriptions, limitations and application paperwork.

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Florida orlando insuranceHEGEMAN INSURANCE BROKERAGE
400 E. Colonial Dr. Suite #1302, Orlando, FL 32803-4517
Phone: (407) 425-9347| Fax (407) 423-7483 | Email:
affordable maternity insurance

Florida Health License #A115384