Hegeman Insurance Brokerage
An Orlando Health Insurance Agency
400 E. Colonial Dr. Suite #1302 | Orlando, Fl   32803
ph: (407) 425-9347 | mobile: (407) 342-9945 

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If we can help you with any of our Florida individual dental insurance plans please call us in Orlando at: (407) 425-9347.

 

MetLife Individual Florida Dental Insurance Plan:  This is a true co-pay dental insurance plan (DHMO) not a discount plan.  There are NO WAITING PERIODS and NO DOLLAR MAXIMUMS and PREEXISTING CONDITIONS ARE COVERED;  this is a TRUE DENTAL CO-PAY PLAN (not a Discount Plan) with a large list of participating dentists.  FREE routine cleanings twice per year, x-rays and UNLIMITED FREE FILLINGS.  Coverage starts as early as the 1st of the month following your application date. Check with us for the cut-off dates at the end of each month.  Also - $5 extractions, $5 office visits, $245 Crowns + Lab,  $250 Veneers (for perfect looking teeth),  25% discount on Orthodontia (Braces). Over 346 different types of treatment covered.   Vision and prescriptions benefits included.  Monthly Cost: $39.95 for one person; $57.95 Single + Dependent; three or more members $79.95...plus a $55 one-time enrollment fee. 

Click Here For More Info.        Call today: (407) 425 - 9347      

  

Secure Choice from Assurant Dental provides significant savings on members' dental care needs and covers preexisting conditions.  A DHMO plan that offers great savings for LOW monthly premiums.

No waiting periods, no limits on benefits. $10.40/month for one person; single and one dependent $16.74/month, and $25.68 monthly for a family...plus a $35 one-time enrollment fee.  

• Save 25% On Orthodontics*
• Pre-existing Conditions Accepted (Except Work In Progress)*
• No Waiting Periods, No Caps on Benefits, No Claim Forms or Paperwork*
• Enroll By The 15th And Coverage Begins On The 1st Of The Next Month*

Probably one of the most popular discount dental and vision plans in the country! Get 20% -60% off dental work with Careington plans!

Click here to review benefits.
Follow this link to apply for coverage.
Click here to search for a dentist in your area.
 

Use this link to look at dental plans from 30+ plans from top carriers: Click here for instant premiums, benefits and online application.  This link has some very interesting dental plans that you should really consider!
 

                                    




               Individual PPO Dental Insurance Plans in Florida:
 

New PPO Dental Plan -  Go to whatever dentist you want!  Also, preventative work like x-rays, fillings and cleanings are covered 100% with no waiting period and there is no deductible for these services nor do not count towards your maximum annual allowance.

United Concordia Dental Individual PPO Dental Coverage Plan (NOTE: After using the link to the left, scroll to the bottom of the nest page and select The United Concordia Stand-Alone PPO Dental Plan.)


This dental plan is fully insured through United Concordia.  There is a $1,000 yearly maximum per person (but only on major services) with a $50/$150 deductible per person/ per family.  It includes the Preventive Incentive Program that provides 100% coverage In-Network for Diagnostic/Preventive Services (These charges are excluded from the $1,000 yearly maximum).  There is NO WAITING PERIOD on routine cleanings, x-rays, fillings, extractions, oral surgery and root canals.   The Waiting Period for Class III Major Services (crowns) that are not covered however, is 6 months rather then then the normal 12 months you will find on other PPO plans.  Also, the out-of-network benefits are the same as in-network.  This PPO plan uses the United Concordia Advantage Plus network (remember to select the "Concordia Advantage Plus" when asked what network you want...), meaning that if you choose a network provider then they accept the negotiated network rate and everything is covered 100%. If you go outside the network then the plan pays usual and customary based on the negotiated network rate and you pay the difference if the out-of-network dentist charges more.    

Call (407) 425-9347 for assistance.                                                   To Apply Click Here

 Enrollment Processing Fee :: $33.00 One-Time Fee
Monthly Administration Fee $2.00 per Month
Ages 18 to 99
$39.95 per Month for Member
$69.95 per Month for Member plus One (Spouse or Child)
$109.95 per Month for Member plus Family

Delta Dental's PPO Plans - DeltaCare^® USA

Delta Dental Plans: 

• Delta Dental offers 6 different plans.  There are two networks, the PPO network and the Premier network, and under each of these networks, you have the option of selecting either the Gold plan, the Platinum plan or the Diamond Plans.  This makes up the 6 policies offered by Delta Dental.

• If your dentist is not in network with any of the plans, it is best to go with one of the Premier plans (either gold, platinumor diamond) because they pay out based on a UCR (usual, customary, and reasonable charge) rather than the reduced PPO fee schedule you would encounter in the PPO network plans.  The pay-out amount for the different dental procedures tend to have a higher dollar amount on the UCR than they do with the PPO fee schedule, so by selecting a Premier plan when going out of network you will have a lower out of pocket expense.

• If your dentist is not in network for the plan, they can balance bill for the difference between what they charge for the dental work and what Delta allows for that same work (this is why it is best to go with Premier when going out of network).
  It is always best to select a plan that your dentist is in network for.

• The network of dentists with the Premier plan is much larger than the network of dentist with the PPO plan.

You must select a primary care dentist from the DeltaCare USA network from whom you will receive most treatment.  When you click on the link and enter your zip code, depending on your zip code you will see four (6) Delta Dental plans listed as well as several other dental and vision plans offered, ALL PPO plans.  

Here is the link:   Dental for Everyone

Call (407) 425-9347 for assistance.